Boss to an employee:
Do you believe in life after death?

Certainly not, there’s no proof of it
Well, there is now.
After you left early yesterday to go to your
uncle’s funeral, he came here looking for you.



Customers are the lifeline of any business venture and treating them exceptionally well should always be any organizations major priority. At UAP, we aim to constantly exceed customer’s expectations. Our customers are ideally our brand ambassadors. We strive to offer excellent customer service at the very first contact point the customer has with the organization and endeavor to maintain this throughout our business relationship.


Business is done through the relationships that we make. Staying close to customers gives us the opportunity to develop key relationships, to demonstrate our expertise and increase confidence in the services that are offered by our firm.

In any business, there will always be complaints on services, so when this happens we make sure they know we will resolve them within the agreed timelines. We constantly update the customer and keep our promise. The customer is at the heart of our business.


At UAP Insurance, we offer a wide range of products tailored to meet your needs as our esteemed customer. One of these products is The UAP Makao Salama.MakaoSalama revised brochure-1

UAP Makao Salama is a unique, innovative cover that assures safety for your residential property, household contents, personal effects, domestic servants and liability to a third party.

What is covered:

1.    Assets All Risks Insurance

This is a comprehensive cover for loss or damage to your residential house, contents and personal effects as a result of fire, theft and other accidental occurrences. It also covers for common areas like swimming pools, perimeter walls, corridors,  lighting and equipment against:

  • Fire, lightning, explosion.
  • Earthquake
  • Storm , Flood, bursting or overflowing of water tanks, apparatus or pipes
  • Aircraft & other aerial devices &/or articles dropped there from
  • Impact from vehicles, horses or cattle
  • Riot and Strike.
  • Theft accompanied by actual forcible & violent breaking into or out of the building
  • Theft by employees
  • Theft resulting from hijack & hold-up
  • Damage to electronics resulting from power surge
  • Damage resulting from transit risks during relocation
  • Deterioration of foodstuff in the fridge to a limit of Ksh. 5,000/-
  • Guests and domestic employees effects to a limit of Ksh. 15,000/-
  • Medical expenses for accidental injury to guests by Insured’s’ domestic animals up to a limit of Ksh. 20,000/-

 2.    Liability Insurance (Personal Accident, WIBA and Common Law)

  • Personal and legal liability to the general public
  • Legal expenses arising out of suits by domestic employees
  • Work related medical expenses for employees

This product comes with other benefits like emergency ambulance services, fire brigade services, and alternative accommodation among other services.


Prenatal care is the follow up for pregnant mothers during the course of the pregnancy. It refers to the entire process of care right from when the confirmation of pregnancy to the point of labor and delivery. Prenatal care is geared towards ensuring the good health and outcome of the mother and the baby while avoiding all the risks associated with pregnancy and delivery.pregnant

It is advisable to begin antenatal care as soon as one discovers that they are pregnant. Usually this happens after missing a period, which is amt about 5 weeks of pregnancy. Though one can start antenatal care at any point during pregnancy, the earlier one starts the better since any risks can be identified early and addressed. In general, a pregnant mother should have at least four (4) antenatal visits during the course of the pregnancy. However, more visits can be scheduled if there are any risks that are identified which may require closer monitoring of both mother and baby.

The first antenatal visit is usually focused on taking a thorough history from the mother as a baseline for the subsequent visits, labor and delivery. The history provides information that is useful for confirming the dates or how far the pregnancy has progressed based on the date of the last period. It also helps to identify any risks that may need to be addressed. Mothers at this point have the opportunity to discuss what to expect during the course of the pregnancy and especially to air any concerns they have. This is particularly useful for first-time mothers.

In the subsequent visits, the progress of the pregnancy is charted and growth of the baby monitored by dates. At each visit, the health care professional will continue screening the mother to ensure that no new risks have developed in the course of the pregnancy e.g. diabetes mellitus, high blood pressure and so on.

In the second trimester, the baby is also screened for any abnormalities of the major organs such as the brain, heart, abdominal organs etc. This allows mothers to prepare themselves incase such an abnormality exists or to determine if the pregnancy is still viable. 

In the third trimester, the visits are focused on preparing for labor and delivery. This involves identifying any risk of early/premature labour, or any conditions that may interfere with labour.

During the antenatal visits the health care provider will conduct a full physical examination. This will include taking the basic vital signs like blood pressure, heart rate, temperature, height and weight. This physical examination will then focus on the abdominal exam. This involves feeling the uterus to determine the growth by dates based on the level of the uterus in the abdomen.  As the pregnancy progresses, the examination will include feeling the position of the baby in the uterus. It is expected that towards the third trimester, the baby will be lying with the head down, rather than with the head up (breech position). In addition, the heart rate of the baby is also ascertained during the physical examination. The fetal heart rate is a good indicator of the condition of the baby; a reduction or an elevation of the rate suggests distress which needs attention. As labor nears, the physical examination also ascertains the descent of the baby into the pelvis in preparation for delivery.  Besides examining the uterus, the physical exam is also useful in picking signs of conditions that occur in pregnancy such as urinary tract infections.  This physical examination is conducted at every visit, and is a crucial aspect of antenatal care.  There is no pain during this examination and thus mothers need not be anxious.


Prostate cancer is the second most common and second most deadly form of cancer among men in the world. The prostate gland is a doughnut-shaped cluster of glands located at the bottom of the bladder about halfway between the rectum and the base of the penis. The prostate is not essential for life but is important for reproduction. The main function of the prostate gland is to store and produce seminal fluid. Seminal fluid is a milky liquid that transports and nourishes sperm. For normal functioning of the prostate it requires male hormones, like testosterone, to help regulate bladder control and normal sexual functioning.

Prostate Cancer Ribbon

Prostate Cancer Ribbon

Prostate cancer is cancer affecting the prostate gland. Prostate cancer grows slowly and may not spread for many years. The older you are the more likely you are to develop prostate cancer. It is rare in men younger than 40 years of age. Risk factors for developing prostate cancer include being over 65 years of age, family history of prostate cancer and some genetic factors. Blacks have been shown to also have a higher risk of developing prostate cancer. One of the common myths on the risk of prostate cancer is high levels of sexual activity or frequent ejaculation. The fact is, some studies have shown that men who report more frequent ejaculations may have a lower risk of developing prostate cancer. In addition, having a vasectomy was originally thought to increase a man’s risk to develop prostate cancer, but this has since been disproved.

The main symptoms of prostate cancer include; Problems with passing urine e.g., pain during urination, difficulty starting or stopping the stream; loss of weight and appetite; blood in urine; painful ejaculation and lower back pain. Diagnosis of prostate cancer is made by feeling the prostate through the wall of the rectum during a digital rectal examination or doing a blood test for prostate-specific antigen (PSA). Other tests include ultrasound, x-rays, or a biopsy.

Treatment often depends on the stage of the cancer and a combination of treatments might be used. There is no “one size fits all” treatment for prostate cancer. Men with prostate cancer have many treatment options. The treatment that’s best for one man may not be best for another. The options include watchful waiting also known as active surveillance where the prostate cancer is carefully watched for any progression and if there are changes then treatment is started; prostatectomy which is the surgical removal of all or part of the prostate; radiation therapy; hormone therapy also known as androgen-deprivation therapy or ADT, is designed to stop testosterone from being released or to prevent it from acting on the prostate cells. Testosterone is the main fuel for prostatic cells growth; and chemotherapy. Depending on the treatment strategy used, side effects might be witnessed. These include; Urinary dysfunction, bowel dysfunction, erectile dysfunction, loss of fertility, side effects of hormone therapy and side effects of chemotherapy

A regular prostate exam can help with early detection of prostate cancer. The question of screening is a personal and complex one. When to start screening is generally based on individual risk, with age 40 being a reasonable time to start screening for those at highest risk.

Other conditions affecting the prostate gland that are of importance include prostatitis and benign prostatic hyperplasia (BPH). Prostatitis is inflammation of the prostate gland. It is often the result of infectious bacteria that invades the prostate from another area of the body. Benign prostatic hyperplasia is a non cancerous growth of the prostate that can interfere with urination. Symptoms include: urgent feeling to urinate, weak urinary stream, frequent need to urinate, and involuntary discharge of urine.