UAP Makao Salama is a unique, innovative cover that assures safety for your residential property, household contents, personal effects, domestic servants and liability to a third party.
What is covered:
1. Assets All Risks Insurance
This is a comprehensive cover for loss or damage to your residential house, contents and personal effects as a result of fire, theft and other accidental occurrences. It also covers for common areas like swimming pools, perimeter walls, corridors, lighting and equipment against:
- Fire, lightning, explosion.
- Storm , Flood, bursting or overflowing of water tanks, apparatus or pipes
- Aircraft & other aerial devices &/or articles dropped there from
- Impact from vehicles, horses or cattle
- Riot and Strike.
- Theft accompanied by actual forcible & violent breaking into or out of the building
- Theft by employees
- Theft resulting from hijack & hold-up
- Damage to electronics resulting from power surge
- Damage resulting from transit risks during relocation
- Deterioration of foodstuff in the fridge to a limit of Ksh. 5,000/-
- Guests and domestic employees effects to a limit of Ksh. 15,000/-
- Medical expenses for accidental injury to guests by Insured’s’ domestic animals up to a limit of Ksh. 20,000/-
2. Liability Insurance (Personal Accident, WIBA and Common Law)
- Personal and legal liability to the general public
- Legal expenses arising out of suits by domestic employees
- Work related medical expenses for employees
This product comes with other benefits like emergency ambulance services, fire brigade services, and alternative accommodation among other services.